Lose Weight by Eating More

Lose Weight by Eating More
Certain foods are extremely difficult for the human body to convert into body fat - not impossible but damned near impossible. By consuming calories derived from these foods, the anabolic margin of error is extended dramatically, which means it will be easier to lose fat and gain muscle, if you choose.

Lean protein, protein devoid of saturated fat, has been the staple, the bedrock nutrient of elite athletes for 50 years. Why? You can eat a mountain of lean protein and not get fat - assuming you train with intensity sufficient enough to trigger muscle growth. Lean protein is difficult for the body to break down and digest. As a direct result of this digestive difficulty, the body kicks the metabolic thermostat upward to break protein down into subcomponent amino acids.

The human body wants to preserve stored body fat as a last line of defense against starvation. If overworked and under-fed, the body will preferentially eat muscle tissue to save precious body fat.

Obese people that go on crash diets, precipitously slashing calories, might lose 100-pounds of body weight, yet still appear fat. Despite losing from say 350-pounds to 250-pounds, they still appear fat because they still are fat. The body has cannibalized muscle tissue and saved the fat. Though they might weigh 100-pounds less, they still possess 25-40% body fat percentile.

Lean protein is the bedrock nutrient in the physical renovation process because it supplies muscle tissue battered by a high intensity weight workout with the amino acids needed to heal, recover and construct new muscle tissue. Lean protein is a bedrock nutrient in the physical renovation process because it causes the basal metabolic rate (BMR) to elevate; the metabolic thermostat, the rate at which our body consumes calories, increases when digesting protein. Lean protein is a bedrock nutrient in the physical renovation process because it is damned near impossible for the body to convert it into body fat.

The other bedrock nutrient in the physical transformation process is fibrous carbohydrates: carrots, broccoli, green beans, bell peppers, spinach, cauliflower, onions, asparagus, cabbage, salad greens, Brussels sprouts and the like. Fibrous carbohydrates, like lean protein, are nearly impossible for the body to convert into body fat. Fibrous carbohydrates require almost as many calories to digest as they contain. A green bean or carrot might contain 10-calories yet is so dense and difficult to break down that the body has to expend nearly as many calories to break down that bean or carrot as the vegetable contains.

Fibrous carbohydrates have a wonderful "Roto-Rooter" effect on the internal plumbing: as they work their way though the digestive passageways they scrape mucus and gunk off intestinal walls and help keep sludge buildup to a minimum. For this reason fibrous carbohydrates are the perfect compliment to a lean protein diet. Too much protein can cause bile buildup: fiber is the Yin to protein's Yang. The two nutrients should be eaten together.

Both protein and fiber have a beneficial dampening effect on insulin secretions. It is no accident that professional bodybuilders, the world's best dieters, capable of reducing body fat percentiles to 5% while maintaining incredible muscle mass, construct their eating regimen around protein and fiber.

The best way to eat is to eat often. If you eat 3,000 calories a day the best way is in five 600-calorie feeding or six 500-calorie feedings instead of a breakfast containing 400-calories, a lunch of 1000-calories and a late dinner of 1,600-calories. Avoid calories easily converted into body fat.

Eat multiple small meals in the 400-600 calorie range comprised exclusively of foods near impossible for the body to convert into body fat. Plus, these foods cause the metabolism, the BMR, the body thermostat to elevate in order to digest them. Optimally you should eat every three hours: in about the time the nutrients from the previous meal have dwindled, been expended and exhausted, in about the time the elevated metabolism is 'settling back down to normal,' eat another small protein/fiber meal. This reestablishes anabolism, kicks the metabolism upward once again and gives the body more practice at assimilating and distributing quality nutrients.

They say practice makes perfect and by eating small, power-packed, tough to digest meals every three hours, the metabolism is kept elevated, anabolism is established and maintained and the individual never feels hungry. A person who is not hungry is far less inclined to binge on sweets and treats, junk and trash then the crash diet/calorie cutters who always feel hungry, deprived, listless and lacking energy.

The small meal/protein/fiber approach has been used successfully by elite athletes for decades and is not some untried dietary abstraction - rather it is the proven method of choice, one that has withstood the test of time, one that has been used for decades and been proven effective time after time.

If a person is able to establish a multiple meal schedule comprised primarily of lean protein and fiber eaten every three hours, then adds to this eating schedule some serious weight training and a cardiovascular regimen, physical transformation is a biological certainty.

Author Bio
Coming soon! "The Obesity Solution" is designed to help overweight men and women physically transform themselves into healthier, thinner, more fit individuals. Designed by Marty Gallagher, a world champion coach and former www.washingtonpost.com fitness columnist, he will take you by the hand to help you achieve permanent fat loss.
For more information, visit www.purposefullyprimitive.com/article.html and get a FREE special report on how to stick to a diet the easy way!

How to Really Make Your Diet Work For You

First of all, you need to understand, that your body needs a proper Balanced Nutrition Diet, with a proper daily amount of: vitamins, proteins, minerals and carbohydrates.

Get into a habit of eating exactly 3 Meals a day.

1. Eat breakfast within one hour of rising.
Breakfast provides at least 30 percent of the total energy and nutrition needed to sustain the human body during the whole day. And therefore it is very important to have a proper breakfast and not to skip it.

2. Have a healthy low-fat lunch snack.
Have a healthy snack in your lunch time, low fat yogurt for example, to keep your energy running.

3. Have your dinner three hours before your bedtime.
Have a Proper dinner three hours before your bedtime; never go to bed on a full stomach.

Drink at least 2 liters of water a day. 2 liters of water a day would help your body to burn calories more effectively and to get rid of toxins.

Exercising is a KEY.
By exercising, your body gets an advantage of many physiological benefits such as:

Weight Control by elevating your metabolism so that you burn more calories daily.
The Boost in your energy level
Strengthening of your heart and lungs
Improvement in your self-image and self-confidence.
So, don't forget to exercise at least 10 minutes a day.
Try to avoid using fats. Try to keep the fat level in your cooking as low as possible.

Make Calcium your friend. Include as much calcium as you can in your daily diet by eating:

Oranges
Broccoli
Soybeans
Tofu
Sunflower Seeds
Papaya
And other sources of calcium. Calcium is a crucial element for bone metabolism. Calcium deficiency is very common. The "Average" American diet does not even come close to meeting the normal calcium requirements:
425 mg. a day for Men
450 mg. a day for Women

So, to sum it up:
1. Have exactly 3 meals a day
2. Drink at least 2 liters of water a day
3. Exercise at least 10 minutes a day
4. Avoid fats
5. Make calcium your friend

By following these 5 simple rules, you will be losing weight in no time

your opinion2011

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Double Bubble

Double Bubble - Real Estate Troubles?

Much has been said about the demise of the great Real Estate bubble. However, little has been said about it's little brother who's growing up fast and strong.

Real Estate Rentals. That's right rentals. Residential, second homes, vacation homes, mobile homes, condos, timeshares, B&B - you name it! Oh sure, we've all heard the horror stories of being a landlord or even dealing with a landlord but there is money to be made in renting your properties. It's not the fistfull of dollars that flipping Real Estate can get you but it is an income and a good one too if you know how.

With the price of housing and skyrocketing and mortgage rates not far behind, it stands to reason that at some point first time home buyers won't be able to afford that dream house anymore.
Investors who purchased homes to "flip" for easy cash may find themselves with a "flop". What to do then as a person who can't find a home to buy or as an investor who can't sell his home? Rent it.

The property rental business is this multi-billion dollar sector that quietly sits in the background while it's big brother Real Estate Sales gets all the glory. But not for long. In Alabama, Mississippi, Lousiana and Florida alone there is a shortage of housing due to the recent hurricanes. Anyone with a spare house, bedroom, camper, lot or closet has been sprucing the place up and renting. And they're not just renting to displaced residents. They rent to volunteers, insurance adjusters, emergency personell, contractors or anyone who is helping to rebuild those areas. This is an actual driving force of the economy in these devasted areas. Think about it. These once ppopular vacation destinations have just had their tourists replaced with long term workers who are rebuilding the cities affected!

So does that mean you should run out and become a landlord. Well yes and no. Yes if you have the capital to invest and are patient about your investment. The money is in the capital that's building up in these properties. When the time is right -sell! But in the mean time careful steady income which is paying off your investment and giving you a little extra to boot. "Real Estate Sales" is about to be shown up by it's little brother "Home Rentals".

Double Bubble

Double Bubble - Real Estate Troubles?

Much has been said about the demise of the great Real Estate bubble. However, little has been said about it's little brother who's growing up fast and strong.

Real Estate Rentals. That's right rentals. Residential, second homes, vacation homes, mobile homes, condos, timeshares, B&B - you name it! Oh sure, we've all heard the horror stories of being a landlord or even dealing with a landlord but there is money to be made in renting your properties. It's not the fistfull of dollars that flipping Real Estate can get you but it is an income and a good one too if you know how.

With the price of housing and skyrocketing and mortgage rates not far behind, it stands to reason that at some point first time home buyers won't be able to afford that dream house anymore.
Investors who purchased homes to "flip" for easy cash may find themselves with a "flop". What to do then as a person who can't find a home to buy or as an investor who can't sell his home? Rent it.

The property rental business is this multi-billion dollar sector that quietly sits in the background while it's big brother Real Estate Sales gets all the glory. But not for long. In Alabama, Mississippi, Lousiana and Florida alone there is a shortage of housing due to the recent hurricanes. Anyone with a spare house, bedroom, camper, lot or closet has been sprucing the place up and renting. And they're not just renting to displaced residents. They rent to volunteers, insurance adjusters, emergency personell, contractors or anyone who is helping to rebuild those areas. This is an actual driving force of the economy in these devasted areas. Think about it. These once ppopular vacation destinations have just had their tourists replaced with long term workers who are rebuilding the cities affected!

So does that mean you should run out and become a landlord. Well yes and no. Yes if you have the capital to invest and are patient about your investment. The money is in the capital that's building up in these properties. When the time is right -sell! But in the mean time careful steady income which is paying off your investment and giving you a little extra to boot. "Real Estate Sales" is about to be shown up by it's little brother "Home Rentals".

Mesothelioma Asbestos

Mesothelioma Asbestos In My Body?

Mesothelioma is a cancer which is linked to exposure to asbestos fibers in 70 to 80 percent of cases. The National Cancer institute defines malignant mesothelioma as "a rare form of cancer... a disease in which cancer (malignant) cells are found in the sac lining the chest (the pleura), the lining of the abdominal cavity (the peritoneum) or the lining around the heart (the pericardium)." It is one of the most deadly cancers known to man; the average life span of an afflicted person from the time of diagnosis until death is less than 24 months.

Mesothelioma developes in approximately 3,000 United States citizens every year. Most of those diagnosed have a history of occupational exposure to asbestos, though a few have environmental or household contact. This cancer has an extremely long latency period; an exposure period of as little as one or two months can result in a mesothelioma up to 50 years later. Patients who had contact with asbestos as far back as the 1940s are now being diagnosed with this disease. In fact, the average time between exposure and the development of mesothelioma is 35-40 years.

When asbestos first came into use, its risks were unknown, and it was widely used as a fire-retardant material. Many people worked with this deadly substance, unaware that it would kill them several decades later. Workers such as bricklayers, insulaters, plasterers, electricians, mechanics, carpenters, and other tradesmen were exposed to asbestos on a daily basis as it was contained in many insulation and construction materials.

Even occassional exposure to asbestos is a health risk, and there have been many cases of mesothelioma developing in patients who only had brief contact, such as wives of asbestos-exposed workers who washed their husbands' overalls.

Due to the long latency period and vague, diffuse initial symptoms, there is often a delay in accurate diagnosis. As with many cancers, early symptoms can be mild and non-specific. Often patients present with only shortness of breath and a persistent cough; some show no symptoms at all in the initial stages, and the disease is first noticed on a routine chest X-ray. One early tell-tale sign is pleural effusion, a collection of fluid in the lungs. The right lung is affected 60% of the time, bilateral involvement being seen in 5% of cases. Less common initial complaints due to lung mesothelioma are fever, night sweats, weight loss, a raspy voice and facial swelling. Peritoneal mesothelioma can cause abdominal symptoms such as pain, abdominal swelling, nausea, weight loss, bowel obstruction, anemia and swelling of the feet. As the disease progresses, patients often develop severe cachexia (wasting).

One of the most common symptoms of mesothelioma, pleural effusion, is an accumulation of fluid between the parietal pleura, which covers the chest wall and diaphragm, and the visceral pleura, which covers the lungs. Both membranes are covered with mesothelial cells which, under normal conditions, produce a small amount of fluid that acts as a lubricant between the chest wall and the lung. Any excess fluid is removed via blood and lymph vessels, thus maintaining a balance. When more fluid is produced than can be absorbed, an effusion forms.

These effusions are called either transudates and exudates. A transudate is a clear fluid that forms not because the pleural surfaces are diseased, but because of an imbalance between the normal production and removal of the fluid. Often this is caused by congestive heart failure. An exudate, which contains many cells and proteins and is often cloudy in color, results from disease of the pleura itself, and is common to mesothelioma. To differentiate between a transudate or an exudate, a diagnostic thoracentesis, in which a needle or catheter is used to obtain a fluid sample, may be conducted.

As the volume of excess fluid increases, symptoms develop such as shortness of breath (dyspnea) , chest pain, or a non-productive dry cough. Heard through a stethoscope, normal breath sounds are muted, and tapping on the chest will reveal dull rather than hollow sounds.

A pleural effusion can be seen with a chest X-ray, ultrasound or CT scan. Since pleural effusions are often caused by congestive heart failure, the discovery of an effusion is not in itself immediately suggestive of a malignant process.

A histological examination of pleural fluid is negative in 85% of cases; a definitive diagnoses is more often is obtained by a needle biopsy or surgical biopsy of pleural tissue.

Symptomatic treatment of lung compression caused by effusion is accomplished by application of a sclerosing agent which eliminates the space between the lung and the chest cavity, a process called chemical pleurodesis. Talc is usually used, with a success rate of 95%. It can be administered either as a powder or as a slurry mixed with saline. A surgical team opens the chest wall, removes the effusion, then collapses the lung before applying the talc. Once the lung is fused to the chest wall, an effusion can no longer accumulate and compress the lung. This is strictly a palliative measure to improve the patient's quality of life, and has no effect on the progression of the disease.

Mesothelioma Asbestos In My Body?

Mesothelioma Asbestos In My Body?

Mesothelioma is a cancer which is linked to exposure to asbestos fibers in 70 to 80 percent of cases. The National Cancer institute defines malignant mesothelioma as "a rare form of cancer... a disease in which cancer (malignant) cells are found in the sac lining the chest (the pleura), the lining of the abdominal cavity (the peritoneum) or the lining around the heart (the pericardium)." It is one of the most deadly cancers known to man; the average life span of an afflicted person from the time of diagnosis until death is less than 24 months.

Mesothelioma developes in approximately 3,000 United States citizens every year. Most of those diagnosed have a history of occupational exposure to asbestos, though a few have environmental or household contact. This cancer has an extremely long latency period; an exposure period of as little as one or two months can result in a mesothelioma up to 50 years later. Patients who had contact with asbestos as far back as the 1940s are now being diagnosed with this disease. In fact, the average time between exposure and the development of mesothelioma is 35-40 years.

When asbestos first came into use, its risks were unknown, and it was widely used as a fire-retardant material. Many people worked with this deadly substance, unaware that it would kill them several decades later. Workers such as bricklayers, insulaters, plasterers, electricians, mechanics, carpenters, and other tradesmen were exposed to asbestos on a daily basis as it was contained in many insulation and construction materials.

Even occassional exposure to asbestos is a health risk, and there have been many cases of mesothelioma developing in patients who only had brief contact, such as wives of asbestos-exposed workers who washed their husbands' overalls.

Due to the long latency period and vague, diffuse initial symptoms, there is often a delay in accurate diagnosis. As with many cancers, early symptoms can be mild and non-specific. Often patients present with only shortness of breath and a persistent cough; some show no symptoms at all in the initial stages, and the disease is first noticed on a routine chest X-ray. One early tell-tale sign is pleural effusion, a collection of fluid in the lungs. The right lung is affected 60% of the time, bilateral involvement being seen in 5% of cases. Less common initial complaints due to lung mesothelioma are fever, night sweats, weight loss, a raspy voice and facial swelling. Peritoneal mesothelioma can cause abdominal symptoms such as pain, abdominal swelling, nausea, weight loss, bowel obstruction, anemia and swelling of the feet. As the disease progresses, patients often develop severe cachexia (wasting).

One of the most common symptoms of mesothelioma, pleural effusion, is an accumulation of fluid between the parietal pleura, which covers the chest wall and diaphragm, and the visceral pleura, which covers the lungs. Both membranes are covered with mesothelial cells which, under normal conditions, produce a small amount of fluid that acts as a lubricant between the chest wall and the lung. Any excess fluid is removed via blood and lymph vessels, thus maintaining a balance. When more fluid is produced than can be absorbed, an effusion forms.

These effusions are called either transudates and exudates. A transudate is a clear fluid that forms not because the pleural surfaces are diseased, but because of an imbalance between the normal production and removal of the fluid. Often this is caused by congestive heart failure. An exudate, which contains many cells and proteins and is often cloudy in color, results from disease of the pleura itself, and is common to mesothelioma. To differentiate between a transudate or an exudate, a diagnostic thoracentesis, in which a needle or catheter is used to obtain a fluid sample, may be conducted.

As the volume of excess fluid increases, symptoms develop such as shortness of breath (dyspnea) , chest pain, or a non-productive dry cough. Heard through a stethoscope, normal breath sounds are muted, and tapping on the chest will reveal dull rather than hollow sounds.

A pleural effusion can be seen with a chest X-ray, ultrasound or CT scan. Since pleural effusions are often caused by congestive heart failure, the discovery of an effusion is not in itself immediately suggestive of a malignant process.

A histological examination of pleural fluid is negative in 85% of cases; a definitive diagnoses is more often is obtained by a needle biopsy or surgical biopsy of pleural tissue.

Symptomatic treatment of lung compression caused by effusion is accomplished by application of a sclerosing agent which eliminates the space between the lung and the chest cavity, a process called chemical pleurodesis. Talc is usually used, with a success rate of 95%. It can be administered either as a powder or as a slurry mixed with saline. A surgical team opens the chest wall, removes the effusion, then collapses the lung before applying the talc. Once the lung is fused to the chest wall, an effusion can no longer accumulate and compress the lung. This is strictly a palliative measure to improve the patient's quality of life, and has no effect on the progression of the disease.

Mesothelioma Asbestos In My Body?

Mesothelioma is a cancer which is linked to exposure to asbestos fibers in 70 to 80 percent of cases. The National Cancer institute defines malignant mesothelioma as "a rare form of cancer... a disease in which cancer (malignant) cells are found in the sac lining the chest (the pleura), the lining of the abdominal cavity (the peritoneum) or the lining around the heart (the pericardium)." It is one of the most deadly cancers known to man; the average life span of an afflicted person from the time of diagnosis until death is less than 24 months.

Mesothelioma developes in approximately 3,000 United States citizens every year. Most of those diagnosed have a history of occupational exposure to asbestos, though a few have environmental or household contact. This cancer has an extremely long latency period; an exposure period of as little as one or two months can result in a mesothelioma up to 50 years later. Patients who had contact with asbestos as far back as the 1940s are now being diagnosed with this disease. In fact, the average time between exposure and the development of mesothelioma is 35-40 years.

When asbestos first came into use, its risks were unknown, and it was widely used as a fire-retardant material. Many people worked with this deadly substance, unaware that it would kill them several decades later. Workers such as bricklayers, insulaters, plasterers, electricians, mechanics, carpenters, and other tradesmen were exposed to asbestos on a daily basis as it was contained in many insulation and construction materials.

Even occassional exposure to asbestos is a health risk, and there have been many cases of mesothelioma developing in patients who only had brief contact, such as wives of asbestos-exposed workers who washed their husbands' overalls.

Due to the long latency period and vague, diffuse initial symptoms, there is often a delay in accurate diagnosis. As with many cancers, early symptoms can be mild and non-specific. Often patients present with only shortness of breath and a persistent cough; some show no symptoms at all in the initial stages, and the disease is first noticed on a routine chest X-ray. One early tell-tale sign is pleural effusion, a collection of fluid in the lungs. The right lung is affected 60% of the time, bilateral involvement being seen in 5% of cases. Less common initial complaints due to lung mesothelioma are fever, night sweats, weight loss, a raspy voice and facial swelling. Peritoneal mesothelioma can cause abdominal symptoms such as pain, abdominal swelling, nausea, weight loss, bowel obstruction, anemia and swelling of the feet. As the disease progresses, patients often develop severe cachexia (wasting).

One of the most common symptoms of mesothelioma, pleural effusion, is an accumulation of fluid between the parietal pleura, which covers the chest wall and diaphragm, and the visceral pleura, which covers the lungs. Both membranes are covered with mesothelial cells which, under normal conditions, produce a small amount of fluid that acts as a lubricant between the chest wall and the lung. Any excess fluid is removed via blood and lymph vessels, thus maintaining a balance. When more fluid is produced than can be absorbed, an effusion forms.

These effusions are called either transudates and exudates. A transudate is a clear fluid that forms not because the pleural surfaces are diseased, but because of an imbalance between the normal production and removal of the fluid. Often this is caused by congestive heart failure. An exudate, which contains many cells and proteins and is often cloudy in color, results from disease of the pleura itself, and is common to mesothelioma. To differentiate between a transudate or an exudate, a diagnostic thoracentesis, in which a needle or catheter is used to obtain a fluid sample, may be conducted.

As the volume of excess fluid increases, symptoms develop such as shortness of breath (dyspnea) , chest pain, or a non-productive dry cough. Heard through a stethoscope, normal breath sounds are muted, and tapping on the chest will reveal dull rather than hollow sounds.

A pleural effusion can be seen with a chest X-ray, ultrasound or CT scan. Since pleural effusions are often caused by congestive heart failure, the discovery of an effusion is not in itself immediately suggestive of a malignant process.

A histological examination of pleural fluid is negative in 85% of cases; a definitive diagnoses is more often is obtained by a needle biopsy or surgical biopsy of pleural tissue.

Symptomatic treatment of lung compression caused by effusion is accomplished by application of a sclerosing agent which eliminates the space between the lung and the chest cavity, a process called chemical pleurodesis. Talc is usually used, with a success rate of 95%. It can be administered either as a powder or as a slurry mixed with saline. A surgical team opens the chest wall, removes the effusion, then collapses the lung before applying the talc. Once the lung is fused to the chest wall, an effusion can no longer accumulate and compress the lung. This is strictly a palliative measure to improve the patient's quality of life, and has no effect on the progression of the disease.

Market

The Miami Condo Market
The Miami condo market is very diverse and offers a large number of different solutions for those interested in purchasing or renting a condo. People from all over the world are attracted to the vibrant Miami area and its supreme climate for relocation. Miami condos are also popular among vacationers as well as investors. The recent decrease of the dollar value on the international market has made Miami condos an even more interesting option for many Europeans looking for a home away from home, a place in which to retire or just a good investment.

Location, location, location - is the mantra of the real estate business. This is naturally true for Miami real estate as well. The beach front condos are the most popular ones and consequently the most expensive ones to obtain. Just by choosing a condo a few blocks away from the beach you can save huge amounts of money. A Miami ocean view is astonishing, but certainly not for free when we're talking real estate. South Beach is one of the most popular areas of the Miami condo market, not only due to its proximity to the ocean but to its famous nightlife and gastronomic scene as well.

Another highly esteemed part of Miami is the Brickell neighborhood. The Brickell region is commonly referred to as "the Wall Street of the South" and the condominium towers share the space with over 60 commercial banks. This area is typically marketed as a more strict and upscale alternative to South Beach; a neighborhood ideal for those who prefer a downtown environment instead of a sandy beach. The Brickell community is inhabited by people who want to avoid long hours of commuting.

In Brickell it is possible to be close to work as well as to downtown entertainment, but still live in a relaxed area suitable for recreation. The fact that popular South Beach restaurants are beginning to setup finials in Brickell is only one of the signs that predicts how Brickell will turn into an even more sought for area in the future. Three years ago it was possible to buy one of the smaller condos in Brickell for $115,000. Today you must be prepared to pay at least $200,000 for the same condo. The condos in Brickell are however still very reasonably priced compared to the condos located at Miami Beach. A Miami Beach condo of the same type as the $200,000 Brickell condo would cost you at least $500,000.

In such a popular area as Miami there will naturally be a shortage of suitable lots for new condo developments, and the Miami condo market is now stretching into the older neighborhoods and has even reached the suburbs. Downtown Miami has seen a lot of new development recently. Further expansion down Miami Beach is naturally another extremely lucrative business for Miami real estate developers since the Miami real estate market shows no signs of cooling down, particularly not when we're talking ocean front properties.

If you visit Wynwood, a neighborhood located not to far from the very popular South Beach district, the recent expansion of the Miami condo market will be very evident. What used to be large warehouses and grocery stores are currently being turned into condos, lofts and smaller apartments. Wynwood is also witnessing a huge change of the cultural scene as more and more galleries and private museums find their way into this new and exciting neighborhood. Wynwood is only one example of how condo development is taking place in almost all the not to remotely located neighborhoods in the Miami area.

The Miami condo developers are now turning their eyes towards the Miami working class neighborhoods. Former blue collar neighborhoods such as Little Haiti, Liberty City and Overtown are already overflowing with condos. These neighborhoods have become very popular for those who wish to own a Miami condo but can't afford to pay for ocean front properties at Miami Beach or get luxury condos such as the Four Season Residences.

Those who are still willing to pay for an ocean front condo should take a look at the South Pointe region. This used to be quite a shady area with a high crime rate and the median family income in 1995 was below $ 8,000. Today, this has changed and condos in South Pointe are already worth several hundred thousand dollars. Two new larger developing projects have been launched that will add 67 and 199 units respectively to the South Point housing market. The largest project of the two is the Continuum North Tower, a 199 unit property located at the end of South Pointe Drive. Continuum North Tower includes properties ranging in size from 1500 to 4000 square feet.

The penthouse apartments are even larger: 7000 square feet. Continuum North Tower will not be finished until late 2006 or early 2007, but prospective buyers are already lining up for the chance to own a Miami ocean front property. The other project, Apogee, is a smaller complex and will include 67 condos in the 3100 to 6900 feet range. Apogee will be 22 stories high when finished and asking price will most likely be in the $ 2.5 million range. For this price your will not only get an ocean view, but high ceilings, modern design, indoor and outdoor grills etcetera. The Penthouses in Apogee will probably go for at least $ 15 million each.

According to some analysts, a shortage of available Miami condos can be expected in the near future, but it is always hard to know for sure. The increased surge for Miami condos has launched a multitude of development projects. There are currently a large amount of projects on the verge of completion, aiming to provide the Miami condo market with everything from comparatively inexpensive studio-style condos to super exclusive condos with ocean views and all imaginable amenities. When the price began to rise even for the smallest condos, the Miami condo market consequently opened up for the development of a large number of more exclusive luxury condos.

When buyers are forced to pay ever increasing amounts of money for a tiny ocean front condo, they want to feel that they are getting supreme quality for their money in terms of style and amenities. Installing exclusive features, such as a Jacuzzi, will still only have a marginal affect on the price of the condo. On Miami Beach the largest part of the price is defined by the much sought after location of the property. Some of the most expensive condos on the Miami condo market can today be found in The Miami Four Season Residences. In the year 2005, this condominium complex offered condos priced from slightly below $ 700,000 and up to above $ 6 million. A lot of these condos are fashioned in a chic Euro style manner and have access to wine and cigar lounges, a health Spa, exclusive gyms and other selected services.

Florida is a popular state to live in, but no other city in Florida experienced the same remarkable surge for condos during the last few years as Miami. Some prospective buyers hope that the prices will drop when all the projects have finally settled. Estimations show that more than 50,000 condos will be added to the Miami condo market within the next 10 years. In downtown Miami a 35 story condominium tower named the Avenue is planned to be completed in 2007, and will add 570 condos to the Miami condo market.

The Avenue is accompanied by more than 70 other condo developments in the area. One of the larger projects in Brickell, the Mary Brickell Village, is believed to be completed by the end of 2006 and will then provide the Brickell neighborhood with a large number of new luxury condos. This could cause the prices to stabilize in Brickell, but don't count on it. The completion of two other major condo projects in the Brickell region, the Plaza and Neo Lofts, did not cause the prices to plummet - quite the contrary.

Metropolitan Brokers is the publisher of this article and is a brokerage firm offering full listings of miami condos (www.metropolitanbrokers.com) for sale. They also provide full brokerage services for both residential and commercial real estate in the Miami are

Market

The Miami Condo Market
The Miami condo market is very diverse and offers a large number of different solutions for those interested in purchasing or renting a condo. People from all over the world are attracted to the vibrant Miami area and its supreme climate for relocation. Miami condos are also popular among vacationers as well as investors. The recent decrease of the dollar value on the international market has made Miami condos an even more interesting option for many Europeans looking for a home away from home, a place in which to retire or just a good investment.

Location, location, location - is the mantra of the real estate business. This is naturally true for Miami real estate as well. The beach front condos are the most popular ones and consequently the most expensive ones to obtain. Just by choosing a condo a few blocks away from the beach you can save huge amounts of money. A Miami ocean view is astonishing, but certainly not for free when we're talking real estate. South Beach is one of the most popular areas of the Miami condo market, not only due to its proximity to the ocean but to its famous nightlife and gastronomic scene as well.

Another highly esteemed part of Miami is the Brickell neighborhood. The Brickell region is commonly referred to as "the Wall Street of the South" and the condominium towers share the space with over 60 commercial banks. This area is typically marketed as a more strict and upscale alternative to South Beach; a neighborhood ideal for those who prefer a downtown environment instead of a sandy beach. The Brickell community is inhabited by people who want to avoid long hours of commuting.

In Brickell it is possible to be close to work as well as to downtown entertainment, but still live in a relaxed area suitable for recreation. The fact that popular South Beach restaurants are beginning to setup finials in Brickell is only one of the signs that predicts how Brickell will turn into an even more sought for area in the future. Three years ago it was possible to buy one of the smaller condos in Brickell for $115,000. Today you must be prepared to pay at least $200,000 for the same condo. The condos in Brickell are however still very reasonably priced compared to the condos located at Miami Beach. A Miami Beach condo of the same type as the $200,000 Brickell condo would cost you at least $500,000.

In such a popular area as Miami there will naturally be a shortage of suitable lots for new condo developments, and the Miami condo market is now stretching into the older neighborhoods and has even reached the suburbs. Downtown Miami has seen a lot of new development recently. Further expansion down Miami Beach is naturally another extremely lucrative business for Miami real estate developers since the Miami real estate market shows no signs of cooling down, particularly not when we're talking ocean front properties.

If you visit Wynwood, a neighborhood located not to far from the very popular South Beach district, the recent expansion of the Miami condo market will be very evident. What used to be large warehouses and grocery stores are currently being turned into condos, lofts and smaller apartments. Wynwood is also witnessing a huge change of the cultural scene as more and more galleries and private museums find their way into this new and exciting neighborhood. Wynwood is only one example of how condo development is taking place in almost all the not to remotely located neighborhoods in the Miami area.

The Miami condo developers are now turning their eyes towards the Miami working class neighborhoods. Former blue collar neighborhoods such as Little Haiti, Liberty City and Overtown are already overflowing with condos. These neighborhoods have become very popular for those who wish to own a Miami condo but can't afford to pay for ocean front properties at Miami Beach or get luxury condos such as the Four Season Residences.

Those who are still willing to pay for an ocean front condo should take a look at the South Pointe region. This used to be quite a shady area with a high crime rate and the median family income in 1995 was below $ 8,000. Today, this has changed and condos in South Pointe are already worth several hundred thousand dollars. Two new larger developing projects have been launched that will add 67 and 199 units respectively to the South Point housing market. The largest project of the two is the Continuum North Tower, a 199 unit property located at the end of South Pointe Drive. Continuum North Tower includes properties ranging in size from 1500 to 4000 square feet.

The penthouse apartments are even larger: 7000 square feet. Continuum North Tower will not be finished until late 2006 or early 2007, but prospective buyers are already lining up for the chance to own a Miami ocean front property. The other project, Apogee, is a smaller complex and will include 67 condos in the 3100 to 6900 feet range. Apogee will be 22 stories high when finished and asking price will most likely be in the $ 2.5 million range. For this price your will not only get an ocean view, but high ceilings, modern design, indoor and outdoor grills etcetera. The Penthouses in Apogee will probably go for at least $ 15 million each.

According to some analysts, a shortage of available Miami condos can be expected in the near future, but it is always hard to know for sure. The increased surge for Miami condos has launched a multitude of development projects. There are currently a large amount of projects on the verge of completion, aiming to provide the Miami condo market with everything from comparatively inexpensive studio-style condos to super exclusive condos with ocean views and all imaginable amenities. When the price began to rise even for the smallest condos, the Miami condo market consequently opened up for the development of a large number of more exclusive luxury condos.

When buyers are forced to pay ever increasing amounts of money for a tiny ocean front condo, they want to feel that they are getting supreme quality for their money in terms of style and amenities. Installing exclusive features, such as a Jacuzzi, will still only have a marginal affect on the price of the condo. On Miami Beach the largest part of the price is defined by the much sought after location of the property. Some of the most expensive condos on the Miami condo market can today be found in The Miami Four Season Residences. In the year 2005, this condominium complex offered condos priced from slightly below $ 700,000 and up to above $ 6 million. A lot of these condos are fashioned in a chic Euro style manner and have access to wine and cigar lounges, a health Spa, exclusive gyms and other selected services.

Florida is a popular state to live in, but no other city in Florida experienced the same remarkable surge for condos during the last few years as Miami. Some prospective buyers hope that the prices will drop when all the projects have finally settled. Estimations show that more than 50,000 condos will be added to the Miami condo market within the next 10 years. In downtown Miami a 35 story condominium tower named the Avenue is planned to be completed in 2007, and will add 570 condos to the Miami condo market.

The Avenue is accompanied by more than 70 other condo developments in the area. One of the larger projects in Brickell, the Mary Brickell Village, is believed to be completed by the end of 2006 and will then provide the Brickell neighborhood with a large number of new luxury condos. This could cause the prices to stabilize in Brickell, but don't count on it. The completion of two other major condo projects in the Brickell region, the Plaza and Neo Lofts, did not cause the prices to plummet - quite the contrary.

Metropolitan Brokers is the publisher of this article and is a brokerage firm offering full listings of miami condos (www.metropolitanbrokers.com) for sale. They also provide full brokerage services for both residential and commercial real estate in the Miami are

Mesothelioma TREATMENT 2013

10 Options in Treating Mesothelioma

As with any cancer, treatment for Mesothelioma depends on the location of the cancer, the progression of the disease, the age as well as state of health of the patient.

It is the oncologist who specializes in the disease who will decide on the line of treatment. The disease is difficult to treat and in most cases the prognosis is poor. Treatment options include:

1. If the diagnosis is done in the early stages surgery may be recommended to remove all cancerous tissues. This means thoracoscopy, VATS or video assisted thoracic surgery, mediastinoscopy (used for staging), or laproscopy. Often, doctors will advise palliative procedures like chest tube drainage and pleurodesis, thoracoscopy and pleurodesis, pleuroperitonial shunt, or pleurectomy, which treat the symptoms of mesothelioma rather than the disease.

2. Radiation is prescribed aggressively for mesothelioma patients and is often given in combination with surgery or in order to control symptoms, palliatively. Research on using radiation therapy using implants or UV light therapy is in progress as traditional radiation therapy damages surrounding healthy tissue.

3. Chemotherapy is an option and around 12-20% of patients respond to the drugs. Anti-cancer drugs destroy cancer cells and prevent their spread. In mesothelioma, chemotherapy is not considered to be curative. The aim is to prevent spread of the disease; shrink the tumor prior to surgery, known as neoadjuvant therapy; to annihilate any remains of the tumor in the body post surgery; and to relieve pain and other discomfort, palliative chemotherapy. Experts recommend prescribing premetrexed along with cisplastin. These drugs have shown positive results and this is now standard care for Mesothelioma not treatable by surgery.

4. Biological therapy using interleukin 2.

5. Immunotherapy where the body's own immune system is stimulated to fight the disease. Biological response modifiers, BRMs, are used in treatment. These enhance the functions of the immune system; regulate metabolic reactions that promote growth of cancers; alter cancer cell division; block or reverse processes that lead to formation of cancers; and prevent spread of cancer.

6. Gene therapy, where attempts are made to correct the gene sequence that causes the cancer. This is of two kinds, replacement gene therapy and knockout gene therapy.

7. Administration of lovastatin, a cholesterol lowering drug.

8. Photodynamic treatment where a photosensitive medication is activated using a laser. This is done during the surgical removal of cancerous tissues.

9. Draining of fluid in the chest or abdominal cavity followed by introduction of medications into the cavity to prevent fluid accumulation is done for patients who have uncontrolled fluid accumulation and intense discomfort stemming from it.

10. Combination therapy or Trimodal therapy which means surgery accompanied by radiation and chemotherapy.

Why You Should Consider An Herbal Colon Cleanse

Colon Cleanse
Colon cleansing uses natural health & herbs to help your body to heal health problems which are often related to a colon which is not functioning as nature intended.

More and more people are suffering from health problems, including pain, constipation and lack of energy which can be related to a dirty bowel.

The most important cleanse to do is colon cleansing, because if you have a dirty colon with impacted fecal matter, this will create extra toxins which the other organs then have to continually cleanse and detox.

The #1 CANCER AMONG MEN AND WOMEN TOGETHER IS COLON CANCER.

The person on a typical Western Diet holds 8 meals of undigested food and waste material in the colon. Everyone would greatly benefit with doing a full Colon Cleanse at least once per year, with ongoing colon maintenance when necessary. It is recommended that Parasite Cleanse be taken at the same time as the Colon Cleanse. For optimum health, our objective should be to cleanse not only the colon, but all of the vital inner organs as well.

One of the most frequent bowel problems that people experience today is constipation. Constipation is generally attributed to a low fiber diet and lack of sufficient water, which cause our fecal matter to become condensed and compressed.

A good cleansing program should always begin by removing the waste in your colon, the last portion of your food processing chain. If you attempt to clean your liver, blood, or lymph system without first addressing a waste filled bowel, the excreted toxins will only get recycled back into your body.

The longer your body is exposed to putrefying food in your intestines, the greater the risk of developing disease. Even with one bowel movement per day, you will still have at least three meals worth of waste matter putrefying in your colon at all times. On top of all this, your system can also become continuously self-polluting by the poisonous gases that are caused by foods you don't tolerate. These poisonous gases can enter your bloodstream, irritating your organs and joints.

Bran and raw vegetables are so rich in fibrous bulk that they cannot get through the tiny holes remaining for passage of feces in most colons. Instead they back up, fester and contribute further to the problem. There is only one good way to clean yourself out and that is by cleansing your colon.

Natural Cleansing Products
Herbal colon cleansing may decrease the risks of developing certain health problems. Many people who are affected by a health condition have found that cleansing can help their body rejuvenate itself naturally. The body's immune system is the first line of defense against almost all infections and diseases. If your body has a strong immune system you will be less prone to infection. The immune system is made up of a vast system of lymphatic channels and lymph nodes. Detoxing your body and your colon with the right herbs and supplements is an all natural way to remove unwanted toxins and heavy metals from lymphatic system improving the overall immune system.

Toxins from air, food and water tend to accumulate in your body over time. Your liver, colon, small intestines, pancreas, kidneys, gallbladder, spleen and lymph nodes work in harmony and in balance to eliminate these toxins.

Cleansing with Fibre
Fibre plays an essential role in maintaining the health of the digestive system, and adequate fibre in the diet has significant value in the prevention of cardiovascular disease, cancer, diabetes and other ailments. Fibre cleanses the digestive tract and enhances its function. Metabolised by intestinal bacteria into substances that prevent colon cancer, fibre dilutes and speeds the removal of carcinogens and other toxins in foods so that they spare the delicate lining of the GI tract. Fibre helps achieve optimal blood sugar control and cholesterol levels by slowing digestion and maximising cholesterol excretion.

Benefits of Colon Cleansing and Liver Detoxification

    * colon cleanse and liver detox products increase energy

    * colon cleanse and liver detox improves digestion

    * colon cleanse and liver detox result in clearer skin complexions

    * colon cleanse and liver detox improve circulation

    * colon cleanse and liver detox increase mental alertness

    * colon cleanse and liver detox support weight maintenance

    * colon cleanse and liver detox balance the function of vital cleansing organs

    * colon cleanse and liver detox strengthen your immune system

How to Really Declutter

How to Really Declutter Your Home for Buyers
Your real estate agent has come to your house to assess what needs to be done to sell it the quickest. The word, "declutter," continues to come up. You assure your agent that you are a very neat person and that everything will be clean when the potential buyers come to view it. Many sellers encounter the same situation each day. What agents wish their clients would understand is that decluttering is more than just keeping the baseboards dust-free and the countertops wiped down. Try some of the following tips and wow your real estate agent, and especially, your buyers.

With pen, paper and clipboard in hand, tour the outside of your home, then the inside. As much as possible, pretend that you don't own the house and even that you've never seen the place. You will quickly see what your real estate agent meant by decluttering when you use this new perspective. Write down anything which is the least bit offensive to the eye, including unruly hoses, toys in the front yard, a busy mantle above the fireplace and newspapers stacked up in the laundry room. The list will seem longer the more times you go through the process. However, the more you notice, the more prepared your home will be for eagle-eyed buyers.

The biggest stumbling block for sellers preparing their home for the market is their lingering attachment to their house. From repainting a room neutral, to taking family photos off the wall, sellers must accept that their time in that particular house is coming to an end. To counteract this mental block, take your most personal items out of rooms first. Get plenty of clear plastic tubs, or boxes to store your items. Treat the decluttering process as if you are preparing a model home for viewing. In order to sell your home, you have to give the buyers room to imagine their personal belongings. Little forward-thinking daydreams about decorating your new abode should also counteract those strong attachments.

A good round of decluttering will often leave you with a pile of boxes and bins to contend with. Although stacking them up in a closet seems like a nice, out-of-the-way option, this may not be the best choice. Consider that closet space is often one of the key selling points for a home. Closets should look as impeccable as possible. This will aid greatly in creating a spacious feeling. If the closets are crowded and messy, the buyer may think that your home is just not big enough, even if it has the square footage they want.

Your garage is the most acceptable place for storage in the mind of the buyers. Of course, not everyone has this luxury. If you can convince a family member, friend, or even a neighbor to let you store those boxes and crates, then take advantage of the opportunity. However, if you really need or want your storage items in the house, then try to stack them up in the least conspicuous place you can find. A playroom or basement can usually stand to have a few of these bins stashed in the corner. Better yet, think about renting a temporary storage facility to house these things.

How to Really Declutter

How to Really Declutter Your Home for Buyers
Your real estate agent has come to your house to assess what needs to be done to sell it the quickest. The word, "declutter," continues to come up. You assure your agent that you are a very neat person and that everything will be clean when the potential buyers come to view it. Many sellers encounter the same situation each day. What agents wish their clients would understand is that decluttering is more than just keeping the baseboards dust-free and the countertops wiped down. Try some of the following tips and wow your real estate agent, and especially, your buyers.

With pen, paper and clipboard in hand, tour the outside of your home, then the inside. As much as possible, pretend that you don't own the house and even that you've never seen the place. You will quickly see what your real estate agent meant by decluttering when you use this new perspective. Write down anything which is the least bit offensive to the eye, including unruly hoses, toys in the front yard, a busy mantle above the fireplace and newspapers stacked up in the laundry room. The list will seem longer the more times you go through the process. However, the more you notice, the more prepared your home will be for eagle-eyed buyers.

The biggest stumbling block for sellers preparing their home for the market is their lingering attachment to their house. From repainting a room neutral, to taking family photos off the wall, sellers must accept that their time in that particular house is coming to an end. To counteract this mental block, take your most personal items out of rooms first. Get plenty of clear plastic tubs, or boxes to store your items. Treat the decluttering process as if you are preparing a model home for viewing. In order to sell your home, you have to give the buyers room to imagine their personal belongings. Little forward-thinking daydreams about decorating your new abode should also counteract those strong attachments.

A good round of decluttering will often leave you with a pile of boxes and bins to contend with. Although stacking them up in a closet seems like a nice, out-of-the-way option, this may not be the best choice. Consider that closet space is often one of the key selling points for a home. Closets should look as impeccable as possible. This will aid greatly in creating a spacious feeling. If the closets are crowded and messy, the buyer may think that your home is just not big enough, even if it has the square footage they want.

Your garage is the most acceptable place for storage in the mind of the buyers. Of course, not everyone has this luxury. If you can convince a family member, friend, or even a neighbor to let you store those boxes and crates, then take advantage of the opportunity. However, if you really need or want your storage items in the house, then try to stack them up in the least conspicuous place you can find. A playroom or basement can usually stand to have a few of these bins stashed in the corner. Better yet, think about renting a temporary storage facility to house these things.

Real Estate

Beat the Crowd when Investing in Real Estate
We all are thinking about it and some of us are actually taking action and getting their hands on real estate investment properties. The longer the NY Stock Exchanges doesn't produce desirable returns the more people are starting with real estate investments.

For most of us the obvious choice of properties are single family homes. Although you can invest in real estate without owning a home, most people follow the experience they made while purchasing their own home. This is familiar ground and the learning curve for doing a real estate deal of this type is pretty slim.

Of course there's a drawback with this approach. The competition is fierce and there are markets where investors are artificially driving up the cost of the properties while completely discouraging first time home buyers. If this is the case, the burst of the real estate bubble is just a matter of time.

How do you avoid these situations and still successfully invest in real estate? How do you get ahead of the competition and be prepared for bad times in real estate investments as well? The only answer I have is commercial real estate.

Why commercial real estate you might ask? Commercial real estate is a solid investment in good and bad times of the local real estate market. The commercial real estate I'm referring to are multi unit apartment buildings.

Yes you will become a landlord and No you don't have to do the work by yourself. You are the owner and not the manager of the apartment building. The cost of owning and managing the building is part of your expenses and will be covered by the rent income.

Apartment buildings are considered commercial real estate if there are 5 or more units. To make the numbers work you should consider to either own multiple small apartment buildings or you should opt for bigger buildings. This will keep the expense to income ratio at a positive cash flow. Owning rental properties is all about positive cash flow.

With investing in single family homes it is easy to achieve positive cash flow. Even if your rent income doesn't cover your expenses 100%, the appreciation of the house will contribute to the positive cash flow. With commercial real estate the rules are different.

While single family homes are appraised by the value of recent sales of similar homes in your neighborhood, commercial real estate doesn't care about the value appreciation of other buildings. The value of the property is solely based on the rent income. To increase the value of a commercial real estate you need to find a way to increase the rent income. The formula on how this is calculated would be too much for this short article. I listed a few very helpful books where you can find all the details.

What's another advantage to invest in commercial real estate? Commercial real estate financing is completely different than financing a single family home. While financing a single family home you are at the mercy of lenders who want to make sure that you are in the position to pay for the house with your personal income. Commercial real estate financing is based in the properties ability to produce positive cash flow and to cover the financing cost.

After reading all these information about commercial real estate you want to go out there and dive into the deals. Not so fast. First, you need to learn as much about real estate as possible. In commercial real estate you're dealing with professionals. If you come across too much as a newbie you will waste these guys's time and your commercial real estate career ended before it actually started. Second, no commercial real estate lender will lend you any money if you can't show at least a little bit of real estate investment experience.

What's the solution to this? Go out there and do one or two single family home deals yourself. It doesn't matter if you make huge profits to start off with. Most newbie investors are loosing money on their first deal anyway. If you can manage to show positive cash flow with your single family home deals you are ahead of the pack.

My advice, buy a small single family home in a decent neighborhood and rent it immediately. This will keep your out of the pocket expenses at a minimum and you will have rent income to cover for your monthly expenses. Bonus, you gain experience as an investor and as a landlord.

Here's another observation I made during my real estate investment career. Most people like to analyze, learn, discuss and analyze some more. They never actually got to do a real estate deal. They love to talk about real estate investments, but never did it themselves.

My approach to real estate investment was simple.

    * I bought some books about real estate investment.
    * I read every single one of them.
    * I put together a simple plan on how I want to get started.
    * I started looking for properties.
    * I bought my first investment property 30 days after I started reading my first book.
    * I made positive cash flow with all of my properties so far.

What is my point? You have to go out there and practice what you've learned. The only valid credential in the real estate business is practical experience. Having a couple of deals under your belt, you can go out there and start looking at commercial real estate and even impress seasoned investors with your knowledge. Because you made this experience by yourself and you know what you're talking about.

Book reference for commercial real estate investments:

Gary W. Eldred, PhD: "Make Money with Small Income Properties"

Jack Cummings: "Real Estate Financing and Investment Manual"

Real Estate

Beat the Crowd when Investing in Real Estate
We all are thinking about it and some of us are actually taking action and getting their hands on real estate investment properties. The longer the NY Stock Exchanges doesn't produce desirable returns the more people are starting with real estate investments.

For most of us the obvious choice of properties are single family homes. Although you can invest in real estate without owning a home, most people follow the experience they made while purchasing their own home. This is familiar ground and the learning curve for doing a real estate deal of this type is pretty slim.

Of course there's a drawback with this approach. The competition is fierce and there are markets where investors are artificially driving up the cost of the properties while completely discouraging first time home buyers. If this is the case, the burst of the real estate bubble is just a matter of time.

How do you avoid these situations and still successfully invest in real estate? How do you get ahead of the competition and be prepared for bad times in real estate investments as well? The only answer I have is commercial real estate.

Why commercial real estate you might ask? Commercial real estate is a solid investment in good and bad times of the local real estate market. The commercial real estate I'm referring to are multi unit apartment buildings.

Yes you will become a landlord and No you don't have to do the work by yourself. You are the owner and not the manager of the apartment building. The cost of owning and managing the building is part of your expenses and will be covered by the rent income.

Apartment buildings are considered commercial real estate if there are 5 or more units. To make the numbers work you should consider to either own multiple small apartment buildings or you should opt for bigger buildings. This will keep the expense to income ratio at a positive cash flow. Owning rental properties is all about positive cash flow.

With investing in single family homes it is easy to achieve positive cash flow. Even if your rent income doesn't cover your expenses 100%, the appreciation of the house will contribute to the positive cash flow. With commercial real estate the rules are different.

While single family homes are appraised by the value of recent sales of similar homes in your neighborhood, commercial real estate doesn't care about the value appreciation of other buildings. The value of the property is solely based on the rent income. To increase the value of a commercial real estate you need to find a way to increase the rent income. The formula on how this is calculated would be too much for this short article. I listed a few very helpful books where you can find all the details.

What's another advantage to invest in commercial real estate? Commercial real estate financing is completely different than financing a single family home. While financing a single family home you are at the mercy of lenders who want to make sure that you are in the position to pay for the house with your personal income. Commercial real estate financing is based in the properties ability to produce positive cash flow and to cover the financing cost.

After reading all these information about commercial real estate you want to go out there and dive into the deals. Not so fast. First, you need to learn as much about real estate as possible. In commercial real estate you're dealing with professionals. If you come across too much as a newbie you will waste these guys's time and your commercial real estate career ended before it actually started. Second, no commercial real estate lender will lend you any money if you can't show at least a little bit of real estate investment experience.

What's the solution to this? Go out there and do one or two single family home deals yourself. It doesn't matter if you make huge profits to start off with. Most newbie investors are loosing money on their first deal anyway. If you can manage to show positive cash flow with your single family home deals you are ahead of the pack.

My advice, buy a small single family home in a decent neighborhood and rent it immediately. This will keep your out of the pocket expenses at a minimum and you will have rent income to cover for your monthly expenses. Bonus, you gain experience as an investor and as a landlord.

Here's another observation I made during my real estate investment career. Most people like to analyze, learn, discuss and analyze some more. They never actually got to do a real estate deal. They love to talk about real estate investments, but never did it themselves.

My approach to real estate investment was simple.

    * I bought some books about real estate investment.
    * I read every single one of them.
    * I put together a simple plan on how I want to get started.
    * I started looking for properties.
    * I bought my first investment property 30 days after I started reading my first book.
    * I made positive cash flow with all of my properties so far.

What is my point? You have to go out there and practice what you've learned. The only valid credential in the real estate business is practical experience. Having a couple of deals under your belt, you can go out there and start looking at commercial real estate and even impress seasoned investors with your knowledge. Because you made this experience by yourself and you know what you're talking about.

Book reference for commercial real estate investments:

Gary W. Eldred, PhD: "Make Money with Small Income Properties"

Jack Cummings: "Real Estate Financing and Investment Manual"

property tax

Below is general discussion of various factors impacting property taxes in San Diego, California. The reader should consult their tax advisor for definitive guidance about property tax issues and not rely solely on the information below.

Property tax rates are capped in California due to the passage of Proposition 13 in 1978 ("Prop 13"). Prop 13 was a ballot measure approved by the voters of California to limit property tax increases. The legislation also mandated that any future increases in property tax rates have the support of two-thirds of the Legislature for approval. This provision dramatically limited the ability of the legislature to increase taxes.

The property tax rate in California is 1% of the assessed value of real estate, plus any bonds, fees and special charges. Properties can only be reassessed when there is a change in ownership or when new construction is completed. Unless one of these reassessment conditions exists, Prop 13 allows for annual increases of up to 2% of a property's value.

The passage of Prop 13 dramatically limited the legislatures ability to increase taxes. Despite this, municipalities desired a mechanism to subsidize the building of infrastructure for new developments, so in 1982, the Capital Facilities Act was passed. The act is better known by its legislative authors, Senator Henry Mello and Assemblyman Mike Roos (i.e. Mell-Roos Assessment).

According to the San Diego County Assessor, "Mello-Roos districts are established by local governments at the request of a developer to finance specific public facilities and services such as schools, roads and libraries. Mello-Roos districts were authorized by state law in 1982. This law allows any public agency to establish a Mello-Roos district, which then can issue the necessary tax-exempt bonds and impose fees to pay off these bonds." Communities or districts that impose a Mello-Roos fee are distributed throughout the County but are most common is large new subdivisions.

In addition to the 1% tax rate allowed by Prop 13, Mello-Roos fees are a separate charge on the property tax bill. The duration of Mello-Roos fees are linked to the amount of time needed to pay off the bond, which is typically 20-25 years. Mello-Roos fees range from $174 to over $3000 annually, and the average fee for San Diego communities was $1,488 in 2006.

To get a general idea about the amount of property taxes you would owe annually on a property, multiply the purchase price of the property by 1.2%. For example, if you purchased a $400,000 home, your annual tax due would be around $4,800, plus special assessments (if applicable), and Mello-Roos fees (if applicable).

Consumers should be aware that tax rates for a particular area can increase as news bonds are added or decrease if bonds are paid off. In addition, Special Assessments (if any) for new infrastructure can also impact tax rates.

When considering the purchase of real estate, single-family homes, condominiums or townhomes in San Diego (particularly in newer communities), prospective buyers should find out if the property has Mello-Ross or other Special Assessment fees, how long these fees will continue, and if the fees increase annually.

Home Staging

Home Staging - an essential merchandising tool for resale

If you are wondering what Home Staging (or House Fluffing) is all about, here is a definition for you: MSN Encarta dictionary defines Home Staging as the act of "beautifying a home for sale: cleaning, repairing and updating the decor and furnishings of an older home to make it more attractive when shown to potential buyers." Actually, I believe that ANY home can use some staging before being put on the market. Remember, the way we live in a home and the way we want to sell a property are two completely different things. When we sell a property, there is no room for emotions - after all, it's probably our biggest financial investment and, so, we want the biggest possible return on it!

The concept dates from 1970s, when a California realtor and decorator noticed that the properties she took the time to «stage» sold faster and for more money than the average. Today, it's an important marketing/merchandizing tool in the USA (and spreading to Canada from the West) for the realtors and the home owners alike and it's especially important in a slow market, where you need every advantage over your competition. TV shows, such as Designed to Sell and Flip that House demonstrate that a bit of effort and a small investment can transform a property and make a BIG difference at sale time!

The logic is strikingly simple: when you decide to sell your used car, wouldn't you clean, wash and fix it up before reselling it? You should do the same for your house, which is probably your biggest investment and presents an opportunity for a biggest return.

First impressions count for a lot, especially today, when most buyers pre-select the properties they are interested in on Internet. If your photos don't show your house at its best, you are probably missing out on dozens of potential buyers. The same is true for the visitors - when they come, make them feel «at home», create that first impression which will make them fall for YOUR house.

Statistics vary from marketplace to marketplace but, on average, a staged home can sell 30%-50% faster and for 2%-10% more money than a comparable unstaged home. So, a few hundred dollars invested can bring you back thousands! And a home staging consultation costs a lot less than a first price reduction on the property.

A professional Staging consultant looks at your property with a buyer's eye and will recommend some easy and inexpensive solutions to enhance its value - such as decluttering, depersonalizing, and reorganizing your furniture and artwork.

The end result: your house «shows» better than its competition and it sell faster and for more money!

property tax

Below is general discussion of various factors impacting property taxes in San Diego, California. The reader should consult their tax advisor for definitive guidance about property tax issues and not rely solely on the information below.

Property tax rates are capped in California due to the passage of Proposition 13 in 1978 ("Prop 13"). Prop 13 was a ballot measure approved by the voters of California to limit property tax increases. The legislation also mandated that any future increases in property tax rates have the support of two-thirds of the Legislature for approval. This provision dramatically limited the ability of the legislature to increase taxes.

The property tax rate in California is 1% of the assessed value of real estate, plus any bonds, fees and special charges. Properties can only be reassessed when there is a change in ownership or when new construction is completed. Unless one of these reassessment conditions exists, Prop 13 allows for annual increases of up to 2% of a property's value.

The passage of Prop 13 dramatically limited the legislatures ability to increase taxes. Despite this, municipalities desired a mechanism to subsidize the building of infrastructure for new developments, so in 1982, the Capital Facilities Act was passed. The act is better known by its legislative authors, Senator Henry Mello and Assemblyman Mike Roos (i.e. Mell-Roos Assessment).

According to the San Diego County Assessor, "Mello-Roos districts are established by local governments at the request of a developer to finance specific public facilities and services such as schools, roads and libraries. Mello-Roos districts were authorized by state law in 1982. This law allows any public agency to establish a Mello-Roos district, which then can issue the necessary tax-exempt bonds and impose fees to pay off these bonds." Communities or districts that impose a Mello-Roos fee are distributed throughout the County but are most common is large new subdivisions.

In addition to the 1% tax rate allowed by Prop 13, Mello-Roos fees are a separate charge on the property tax bill. The duration of Mello-Roos fees are linked to the amount of time needed to pay off the bond, which is typically 20-25 years. Mello-Roos fees range from $174 to over $3000 annually, and the average fee for San Diego communities was $1,488 in 2006.

To get a general idea about the amount of property taxes you would owe annually on a property, multiply the purchase price of the property by 1.2%. For example, if you purchased a $400,000 home, your annual tax due would be around $4,800, plus special assessments (if applicable), and Mello-Roos fees (if applicable).

Consumers should be aware that tax rates for a particular area can increase as news bonds are added or decrease if bonds are paid off. In addition, Special Assessments (if any) for new infrastructure can also impact tax rates.

When considering the purchase of real estate, single-family homes, condominiums or townhomes in San Diego (particularly in newer communities), prospective buyers should find out if the property has Mello-Ross or other Special Assessment fees, how long these fees will continue, and if the fees increase annually.

Home Staging

Home Staging - an essential merchandising tool for resale

If you are wondering what Home Staging (or House Fluffing) is all about, here is a definition for you: MSN Encarta dictionary defines Home Staging as the act of "beautifying a home for sale: cleaning, repairing and updating the decor and furnishings of an older home to make it more attractive when shown to potential buyers." Actually, I believe that ANY home can use some staging before being put on the market. Remember, the way we live in a home and the way we want to sell a property are two completely different things. When we sell a property, there is no room for emotions - after all, it's probably our biggest financial investment and, so, we want the biggest possible return on it!

The concept dates from 1970s, when a California realtor and decorator noticed that the properties she took the time to «stage» sold faster and for more money than the average. Today, it's an important marketing/merchandizing tool in the USA (and spreading to Canada from the West) for the realtors and the home owners alike and it's especially important in a slow market, where you need every advantage over your competition. TV shows, such as Designed to Sell and Flip that House demonstrate that a bit of effort and a small investment can transform a property and make a BIG difference at sale time!

The logic is strikingly simple: when you decide to sell your used car, wouldn't you clean, wash and fix it up before reselling it? You should do the same for your house, which is probably your biggest investment and presents an opportunity for a biggest return.

First impressions count for a lot, especially today, when most buyers pre-select the properties they are interested in on Internet. If your photos don't show your house at its best, you are probably missing out on dozens of potential buyers. The same is true for the visitors - when they come, make them feel «at home», create that first impression which will make them fall for YOUR house.

Statistics vary from marketplace to marketplace but, on average, a staged home can sell 30%-50% faster and for 2%-10% more money than a comparable unstaged home. So, a few hundred dollars invested can bring you back thousands! And a home staging consultation costs a lot less than a first price reduction on the property.

A professional Staging consultant looks at your property with a buyer's eye and will recommend some easy and inexpensive solutions to enhance its value - such as decluttering, depersonalizing, and reorganizing your furniture and artwork.

The end result: your house «shows» better than its competition and it sell faster and for more money!

Retinoblastoma Treatment

Retinoblastoma Treatment


The treatment of retinoblastoma is often dependent on the individual sufferer in question. Many variables must be considered by the doctors involved. The age of the child, whether or not the cancer has spread to other areas of the body such as the brain or central nervous system and if the retinoblastoma has presented in just one or both eyes are just some of the considered questions.

A lack of treatment would result in the probable death of the child, and naturally, this is not a common option. Depending on how early the retinoblastoma is diagnosed, the goal of treatment varies. Sometimes the goal is to save life. At other times, the considerations are more cosmetic such as preserving the appearance of the eye and face or perhaps more importantly, maintaining the vision in that eye or both eyes.

The most commonly used treatment for Retinoblastoma is called Enucleation. Enucleation is a procedure whereby the eye is surgically removed in order that the cancer itself can be removed. The child is put to sleep and the eye is then removed. The operation typically takes less than an hour to complete and is not painful. The areas surrounding the eye, such as brow and eyelid, are also not negatively affected.

Children who have undergone an enucleation frequently return home the same day. A ball of plastic or rubber is placed where the original eye was, in order that there is no cavity. After the eye socket heals properly, the child can then be examined for future cosmetic alterations to improve the look of the eye, which will at first appear not dissimilar to the skin underneath the lips.

The child can typically be considered for prosthesis three weeks after surgery. The prosthesis is made of a plastic substance and is designed by a technical artist to look exactly like the child's other, real eye. Because of the restrictions on muscle control, the eye does not move quite as naturally as a real eye would. Normally, these prosthetic eyes will move up and down fairly well but there may be some problems moving side to side. However this is purely cosmetic, as the eye does not do any 'seeing' for the child. As yet, there is no safe way to transplant or replace a real eye.

Cancer Preventive

Cancer Preventive

Cancer is a very deadly disease. This disease is one of the most deadly in terms of numbers killed year in and out. According to statistics one in three people will be affected by cancer. And one in four people will die of cancer. However cancer could be prevented in certain situations. The first step in cancer prevention is learning what causes it and the risk factors involved. Avoiding these risk factors can help a person reduce the likelihood of having cancers.

Here are the following risk factors that a person can avoid to prevent cancer.
1. Tobacco - 30% of all cancer deaths in the United States are caused by smoking. It is also responsible for 87% of all people affected by lung cancer. Aside from the lungs, other organs affected by smoking are pancreas, cervix, kidney, stomach and also cause acute myeloid leukemia. Quit smoking to decrease your chances of having cancer. Also try to avoid secondary smoke, secondary smoke can also be deadlier.

2. Have more physical activity - exercise greatly helps reduce your chances of having cancer. Even if it is only for 30 minutes a day, 5 days a week. Exercising will also make you fit against other disease such as heart ailments. Try the exercise activities such as walking, running, aerobics, or yoga. Exercising can also help prevent obesity, which is also one major cause of cancer. Colon, breast, prostrate, endometrial, and lung cancer can have less chances of developing if you are exercising regularly.

3. Genetics - genetics is one of the causes of cancers. When your family has a history of cancer, the best thing to do is just take precaution. If your family has had a history of cancer, the mutated gene which causes cancer may have been passed down. If your family has had a history, you may get a genetic test. Remember that if your family has had a history of cancer it is not certain that you will have it. Your chances of developing it are just greater.

4. Environmental Factors - exposure to certain things within your environment can cause you cancer. Such things like asbestos or benzene can be able to cause cancer.

5. Unsafe Sex - you are suddenly exposed to not only HIV but also HPV. HPV is also known as Human Pappiliona Virus. Having this virus greatly increase a person's chance of having anal, vulvar, cervical, or vaginal cancer. There are tests that help a person find out if he or she has the HPV virus. You will need to scrape the cervical cells and send them over to a lab.

6. Sun Exposure - greatly exposing yourself to UV rays will cause skin cancer. Be very wise when tanning or being exposed under the sun.

Asbestos

Asbestos Can You Sue For Mesothelioma

Asbestos is a naturally-occuring fibrous mineral of metamorpic hydrous magnesium silicate. The term "metamorphic" is used to describe a process of extreme heat and pressure which creates specific secondary patterns of minerals with new chemical and/or physical properties. As the primary rock is heated and recooled, silicate crystals align in long rows of mineral fibers, which easily separate into tiny shards thinner than a human hair. Asbestos fibers are not a health risk as long as they are undisturbed. However, when asbestos is undergoes natural weathering, or is mined and processed, the microscopic particles waft into the air and cause disease if they are inhaled.

Asbestosis occurs when an inhaled asbestos particle irritates the body's natural defence mechanisms, causing inflammation and scarring which eventually restricts lung function. Mesothelioma is a malignant tumor of the membranes surrounding the heart, lungs and abdominal cavity. Asbestos can also cause cancer of the mouth, throat, esophagus, larynx, stomach, lung and lymphoid tissue.

Asbestos exposure can also cause non-fatal illnesses such as asbestos warts, caused when asbestos fibers are lodged in the skin, causing lumps of scar tissue to form around the irritant in the same manner as they do in the lungs to cause asbestosis; pleural plaques, discrete, sometimes calcified fibrous lesions which can be seen on X-rays but are too small to cause breathing impairment; and diffuse pleural thickening, which can cause breathing impairment if it is extensive.

Due to its fire resistant properties, asbestos has been used historically for household and industrial purposes. It has been found woven into burial cloths in ancient Egypt, and Charlemagne reportedly had a tablecloth made of asbestos which he would throw into a fire to clean.

In World War II asbestos was considered so important by the War Department that it was considered a strategic material, and many American workers were exposed in the World War II boom in shipbuilding. After the war, it was widely used in the construction industry.

In modern Western society, it was used for such diverse purposes as lamp wicks, brake shoes, oven insulation, electrical hotplate wiring and home insulation, roofing and flooring. For instance, some kinds of vermiculite used in home insulation into the 1970s contained asbestos. The EPA banned this product in 1977.

When a home owner discovers asbestos in an old home, it should not be a cause for immediate panic. If the asbestos looks intact and is not pulverized, it is best to leave it alone. However, because of legal liability, schools and businesses containing asbestos usually must undergo a costly removal process, hazardous in itself because disturbing the stable asbestos product causes fibers to fill the air. Special equipment must be used to insure that the removal process does not cause health problems where non existed before.

Most industrialized nations have reduced or banned the use of asbestos for at least 30 years and now use fiberglass or woven ceramic fiber as a substitute, but since asbestos-caused disease has a latency period of up to 50 years, patients are still presenting with these illness today. Every year in America, approximately 3000 new cases of mesothelioma are diagnosed, and 550 deaths occurs due to asbestosis. According to the March 1991 Report of the Judicial Conference Ad Hoc Committee on Asbestos Litigation, asbestos exposure has caused the deaths of approximately 200,000 to 265,000 Americans.

Mesothelioma

Mesothelioma: A Brief Overview

Introduction Mesothelioma is a cancer which affects the tissue which surrounds and protects various organs in the body. This tissue is called the Mesothelium, and Mesothelioma causes it to become abnormal, divide without control, and invade and damage nearby organs. The most common form is pleural mesothelioma which affects the sac that lines the chest cavity and protects the lungs (the pleura). Other forms are peritoneum mesothelioma (which affects the abdominal cavity) and pericardium mesothelioma (affecting the lining around the heart). The tumours can be either benign (non-cancerous) or malignant (cancerous) although they are most often malignant.

Causes
Mesothelioma is caused by the inhalation of asbestos, a fibrous carcinogenic. These fibres lodge themselves in the lining of the lung affecting the mesothelial cells. Sometimes they cause scarring of the lungs (which is called asbestosis) but this is not cancerous. They can, however, trigger tumour growth between 20 to 50 years after they are inhaled (the average is 35 to 40 years). Asbestos fibres which are swallowed can reach the lining of the abdominal cavity where they play a part in causing peritoneal mesothelioma.

It is generally the case that the longer or more intense the exposure to asbestos the more likely Mesothelioma is to occur. However, there are cases of people getting Mesothelioma years after having worked with it for just a few months. The families of asbestos workers are also at risk as they would possibly have been exposed to asbestos fibres on the clothing of their loved ones.

The dangers of asbestos are now well known, but this was not always the case. Before the 1970s asbestos was a primary insulating material with little or no control in its use or handling. The resulting increase in cases of Mesothelioma is a direct cause of these past practices.

Symptoms
Mesothelioma is often advanced before symptoms occur. This means that the prognosis is not usually very good, with the average survival time for all stages of Malignant Mesothelioma being about one year. Symptoms resemble pneumonia, which coughs, breathing difficulties and abdominal pain being common.

Treatments
Mesothelioma can be treated by chemotherapy, radiotherapy or surgery, or a combination of the three.

Surgery
Extra pleural pneumonectomy is where the entire lung and a portion of the lining of the chest, the diaphragm, and some or the entire sac which surrounds the heart is removed.
Wide local excision targets and removes the cancer and a limited amount of the healthy tissue surrounding the cancerous region.
Pleurectomy and decortication removes part of the covering of the lungs, as well as the lining of the chest and portions of the outside covering of the lungs.
Pleurodesis uses a blend of chemicals and/or drugs to create an intentional scar between the layers of the pleura. Post surgery, the space created by the scar must be drained, using either a catheter or chest tube, and is then filled with a chemical which inhibits the accumulation of fluid in the pleura cavity.

Diabetics Should Avoid

If you have type 2 diabetes and are currently overweight then you probably have already been instructed by your doctor to lose weight and to get on a low-fat diet immediately. Every diet will probably work in the beginning, but you are special and you need to make sure that your diet is one that you can stick with for the long haul.

You may want to ask yourself whether or not the diet that is planned for you is one that you can stay on for years to come. You should also want to research whether or not your current diet will provide enough nutrition on a daily basis that your body needs. And last but not least, you need to be sure that your diet will not only help you lose weight, but will also help control your blood glucose, as well as lower your blood fats.

If all of your needs are met from the above questions, then you're probably set and can enjoy this diabetic diet without any problems. However, if you're unsure whether or not you'll enjoy this diet in the future, or if it's actually producing the results needed to your diabetic needs, then you may want to research more options.

Watch Out For The Following Diets

When you first decide to explore all of the publications on diabetes nutrition that are sold in bookstores, you're bound to come out more confused than ever before. This is because there seems to be no end of opinions on what makes a sound diet. The fact of the matter is that you are diabetic and there are specific needs that a diabetic must have within his or her diet. So when you are digging deep into your research, be very cautious about the following diets:

1. Watch out for diets that praise low or no fat foods. Your body needs calories and when people stick to a diet that has little to no fats, they usually end up eating more and more carbohydrates to make up for the calories needed. And as you know, diabetics must pay extra special attention to their carbohydrate intake. Eating too many carbs can really disrupt your treatment. In addition, research has shown that it is quite healthy for the body to consume certain type of fats.

2. Be careful of diets that promote eating a lot of protein while reducing carbohydrates to a minimum. While low fat diets tend to increase a person's carbohydrate intake, a low carbohydrate diet that promotes high protein intake tends to not give the body enough energy it needs, while causing many people to eat too much meat and saturated fat. This is the bad fat and it is not good for you all.